With a decade of experience in the insurance industry, I've specialized in equine farm and ranch policies. Recently, I've expanded my offerings to include commercial property and business insurance. While many agents steer clear of commercial policies, I find the diversity refreshing. Growing up in a small family business has given me a unique understanding of the specific risks and needs associated with commercial ventures.
Home Insurance
Property Damage: Covers damage to your home and its contents caused by fire, theft, storms, or other disasters.
Liability Coverage: Protects you financially if someone is injured on your property or you're held liable for property damage.
Additional Living Expenses: Helps cover temporary housing and living costs if your home becomes uninhabitable.
Auto Insurance
Liability Coverage: Protects you financially if you're at fault in an accident, covering the other driver's medical expenses and property damage.
Collision Coverage: Pays for repairs to your vehicle, regardless of fault.
Comprehensive Coverage: Covers damage to your vehicle from non-collision incidents, like theft, vandalism, or natural disasters.
Why You Need Both
Financial Security: Protects your significant investments—your home and vehicle—from unexpected losses.
Legal Protection: Safeguards you from potential lawsuits and financial ruin.
Peace of Mind: Knowing you're covered can reduce stress and anxiety.
